Current Rates
  • Savings Rates
  • Business Rates
  • Credit Card Rates
  • Loan Rates
  • Mortgage Rates
Savings Type Min Balance to Earn APY Annual Percentage Yield (APY) Annual Dividend Rate (ADR)
Share (Savings) $50 0.25% 0.25%
Holiday, Summer and Fun Share $50 0.25% 0.25%
IRA Savings Account No Minimum 0.50% 0.50%
IRA Certificates $1,000 Same as Certificates Same as Certificates
Health Savings Accounts $50 1.01% 1.00%
       
Insured Money Market $1,000 - $9,999 0.25% 0.25%
Insured Money Market $10,000 - $24,999 0.25% 0.25%
Insured Money Market $25,000 - $49,999 0.35% 0.35%
Insured Money Market $50,000 - $99,999 0.45% 0.45%
Insured Money Market $100,000 - $999,999 0.60% 0.60%
Insured Money Market $1,000,000 + 0.70% 0.70%
       
3-5 Month Certificate* $1,000 0.20% 0.20%
6-11 Month Certificate* $1,000 0.30% 0.30%
12-23 Month Certificate* $1,000 0.50% 0.50%
24-29 Month Certificate* $1,000 0.65% 0.65%
30-35 Month Certificate* $1,000 0.70% 0.70%
36-47 Month Certificate* $1,000 0.90% 0.90%
48-59 Month Certificate* $1,000 1.00% 1.00%
60 Month Certificate* $1,000 1.41% 1.40%
6 Month Savings Builder Share Certificate** $5 0.30% 0.30%
Earth Day Share Certificate* $5 0.50% 0.50%

APYs are accurate as of April 18, 2014. Dividends are calculated on a simple interest, day of deposit to day of withdrawal basis. Fees or conditions could reduce earnings. All savings rates are subject to change without notice.

*Penalties may be imposed for early withdrawal.

**Savings Builder Share Certificate available with all Youth Savings Accounts and Community Share Accounts only.

Your savings federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the U.S. Government.

Savings Type Min Balance to Earn APY Annual Percentage Yield (APY) Annual Dividend Rate (ADR)
Business Member Share (share 0) $50 0.25% 0.25%
Business Savings (share 10, 11, 12, 13) $50 0.25% 0.25%
Business Checking $25,000 0.50% 0.50%
Business Checking Plus $25,000 0.50% 0.50%
Business Non-Profit Checking $25,000 0.50% 0.50%
       
Insured Money Market $1,000 - $9,999 0.25% 0.25%
Insured Money Market $10,000 - $24,999 0.25% 0.25%
Insured Money Market $25,000 - $49,999 0.35% 0.35%
Insured Money Market $50,000 - $99,999 0.45% 0.45%
Insured Money Market $100,000 - $999,999 0.60% 0.60%
Insured Money Market $1,000,000 + 0.70% 0.70%

APYs are accurate as of April 18, 2014. Dividends are calculated on a simple interest, day of deposit to day of withdrawal basis. Fees or conditions could reduce earnings. All savings rates are subject to change without notice.

Your savings federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the U.S. Government.

Credit Card Type Maximum Loan* Term Range of Variable APR**    
MasterCard® Platinum $30,000 Revolving 8.75% - 17.75%
MasterCard® Platinum Rewards $30,000 Revolving 10.25% - 17.75%
MasterCard® Platinum Cash $30,000 Revolving 10.25% - 17.75%
Visa® Platinum $30,000 Revolving 8.75% - 17.75%
Visa® Platinum Rewards $30,000 Revolving 10.25% - 17.75%
Visa® Platinum Cash $30,000 Revolving 10.25% - 17.75%
Visa® MyGreenCFE Platinum Rewards $30,000 Revolving 10.25% - 17.75%
Visa® Business $30,000 Revolving 11.50% - 17.75%

Rates are current as of January 02, 2013.

*Total aggregate unsecured debt with CFE FCU cannot exceed $30,000.

**Annual Percentage Rates (APR). Your APR will vary. All credit card rates are subject to change without notice. The rate you receive will be based on your credit history. All loans are subject to qualification of the borrower. The rate for purchases, cash advances and balance transfers is based on the U.S. Prime Rate (Wall Street Journal Index). The Wall Street Journal Index is published in the Money Rates table of the Wall Street Journal on the 15th of each month or the next business day if not published on the 15th. The maximum APR will not exceed 17.75%. The Penalty APR will be applied to your account if you are 60 days past due and will apply until you make six consecutive minimum payments when due.

Loan Type* Maximum Term** APR as Low As  
New Auto 84 Months 3.35% Apply Now
Auto Promotion (2009 or newer vehicle) 36 Months 1.99% Apply Now
Used Auto 84 Months 3.35% Apply Now
New Motorcycle 84 Months 5.49% Apply Now
Used Motorcycle 84 Months 5.49% Apply Now
Premium Motorcycle 84 Months 4.49% Apply Now
New RV 84 Months 6.99% Apply Now
Used RV 84 Months 6.99% Apply Now
New Boat 84 Months 7.75% Apply Now
Used Boat 84 Months 7.75% Apply Now
Personal Line of Credit Revolving 11.00% Apply Now
Signature Loan 60 Months 9.00% Apply Now
Share Loan 36 Months Share Rate + 3% Apply Now
Share Loan 72 Months Share Rate + 4% Apply Now
Share Loan 120 Months Share Rate + 5% Apply Now
Certificate Loan Certificate Term Certificate Rate + 3% Apply Now

Rates are current as of February 25, 2013.

*Total aggregate unsecured debt with CFE FCU cannot exceed $30,000.

**Based on vehicle/vessel year and/or amount borrowed. Maximum term may be less than stated and is determined by the specific loan request made.

All loan rates are subject to change without notice. All loan rates are based on an Annual Percentage Rate (APR). Monthly CFE loans are calculated using the Simple Interest Method. Interest is calculated on the monthly unpaid balance. All loans are subject to qualification of the borrower. Monthly payment amount based upon maximum term. A loan set up fee will be charged on all loans except real estate, share, certificate and line of credit loans. The fee is 2% of the loan amount issued with a minimum fee of $10 and a maximum fee of $35. This loan set up fee will affect the APR shown.

Mortgage Loan Type Interest Rate APR* Points    
5 Year Fast Track Refinance Mortgage** 2.990% 2.990% 0.000 Apply Now Get a Quote
10 Year Fast Track Refinance Mortgage** 3.990% 3.990% 0.000 Apply Now Get a Quote
10 Year Fixed Rate 3.375% 3.593% 0.000 Apply Now Get a Quote
15 Year Fixed (Reduced Closing Cost) 3.750% 3.902% 0.000 Apply Now Get a Quote
15 Year Fixed Rate 3.500% 3.651% 0.000 Apply Now Get a Quote
15 Year Fixed Rate 3.375% 3.673% 1.000 Apply Now Get a Quote
20 Year Fixed Rate 4.250% 4.400% 0.000 Apply Now Get a Quote
20 Year Fixed Rate 4.125% 4.392% 1.000 Apply Now Get a Quote
30 Year Fixed (Reduced Closing Cost) 4.750% 4.840% 0.000 Apply Now Get a Quote
30 Year Fixed Rate 4.500% 4.610% 0.000 Apply Now Get a Quote
30 Year Fixed Rate 4.375% 4.571% 1.000 Apply Now Get a Quote
3/1 Year Adjustable Rate 3.750% 3.169% 0.000 Apply Now Get a Quote
3/1 Year Adjustable Rate 3.625% 3.222% 1.000 Apply Now Get a Quote
5/1 Year Adjustable Rate 3.875% 3.327% 0.000 Apply Now Get a Quote
5/1 Year Adjustable Rate 3.750% 3.365% 1.000 Apply Now Get a Quote
7/1 Year Adjustable Rate 4.000% 3.504% 0.000 Apply Now Get a Quote
7/1 Year Adjustable Rate 3.875% 3.528% 1.000 Apply Now Get a Quote
10/1 Year Adjustable Rate 4.500% 3.994% 0.000 Apply Now Get a Quote
10/1 Year Adjustable Rate 4.375% 4.001% 1.000 Apply Now Get a Quote
Undeveloped Land (Lot Loan) 8.250% 8.396% N/A Apply Now Get a Quote


Home Equity Loans Interest Rate as low as APR*
First-Lien HELOC ** 3.250% 3.250%
Home Equity Line of Credit (HELOC)*** 3.250% 3.250%


Loan Type Maximum Term Rates as Low As APR* as Low As
Second Mortgage 60 Months 3.500% 3.500%
Second Mortgage 120 Months 4.250% 4.250%
Second Mortgage 180 Months 5.375% 5.375%

Rates are current as of April 18, 2014.

Reduced Closing Cost Mortgage Option - Available on 15 and 30 year fixed rate purchase mortgages only. Certain restrictions apply. CFE will pay up to a maximum of $5,000 of qualified expenses. Click the link below for full details and disclosures.
Jumbo loans (loans over $417,000.00) add 1.00 to published rate.
Loans with Loan To Value (LTV) above 90% add .25 to published rate.
Non-saleable loans are only eligible for 3/1, 5/1, or 7/1 ARM terms.
A rate increase of 0.50% will apply to non-owner occupied financing.
*APR (Annual Percentage Rate) is based on the following assumptions unless otherwise noted:
First mortgage loans APR is calculated using a $120,000 loan amount with a $150,000 purchase price 80% Loan To Value.
Second mortgage loans APR is calculated using a $25,000 loan amount and term as indicated.
Lot Loans APR is calculated using a $25,000 loan amount, 70% LTV and a 60 month term.
HELOC loans have a minimum of 3.25% APR and is calculated using a $25,000.00 loan amount a 180 month term and based on a second lien position.
**LTV Restrictions. Home Equity Loans are based on Wall Street Journal (WSJ) Prime Rate.
***Rates based on WSJ Prime Rate.
Mortgages are underwritten to secondary market standards.  Secondary market guidelines may require adjustments to interest rate, points paid or amount of down payment.  Your rate, points and closing costs may vary based upon loan features, geography and/or other terms and conditions.  Additional adjustments may be applicable based upon credit history, property value, mortgage product, property type or other factors.  The interest rate and fees shown here are available to borrowers with an excellent credit history.
The interest rates, APRs, closing costs and discount points shown are subject to change without notice.  Your APR will vary based on your final loan amount and finance charges.

Reduced Closing Cost Mortgage Option - Available on 15 and 30 year fixed rate mortgages only. Certain restrictions apply. CFE will pay up to a maximum of $5,000 of qualified expenses. Click the link above for full details and disclosures.