Share Savings Account. Father and daughter adding money to a piggy bank.

Establish ownership of your financial future and your financial institution with a CFE savings account. When you open an account, you can begin saving for your future immediately, while earning highly competitive interest rates on your deposits and taking advantage of life-long member benefits.

Features and Benefits
  • $5 minimum opening deposit
  • $10 membership fee (one-time only)
  • Unlimited deposits and in-person withdrawals
  • Dividends calculated from date of deposit to date of withdrawal
  • Dividends compounded daily ($50 minimum daily balance to earn dividends)
  • Credited dividends monthly


Type Min Balance To Earn APY Annual Percentage Yield (APY) Annual Dividend Rate (ADR)
Share (Savings) $50 0.15% 0.15%
Holiday, Summer and Fun Share (Savings) $50 0.15% 0.15%
IRA Savings Account No Minimum 0.40% 0.40%
Health Savings Accounts $50 0.40% 0.40%

Calculate How Much You Can Save
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How much could I save over time?
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What savings amount should I start with?
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How much should I save each month?

What To Expect

To apply for a CFE Share Savings Account, you will need to present a valid government-issued photo identification card, a one-time only $10.00 fee for lifetime membership, and a $5.00 minimum opening deposit. New members are able to apply for membership and create their share savings account either in person at any CFE branch, by calling our Contact Center, or online.


Learn more about opening a youth savings account.


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