Insured Money Market. Father and daughter adding money to a piggy bank.

Enjoy a higher, more competitive market rate and continue to keep your funds liquid with our Insured Money Market Account.  This high-yield money market account is designed to be a short-term investment savings account, so your funds grow quickly while maintaining easy access to those funds.

Features and Benefits
  • Tiered rates
  • Rate determination based on market conditions
  • $1,000 minimum opening deposit
  • Unlimited deposits and in-person withdrawals
  • Six electronic transfers per calendar month limit (Regulation D)
  • Dividends calculated from date of deposit to date of withdrawal
  • Dividends compounded daily ($50 minimum daily balance to earn dividends)
  • Credited dividends monthly


Savings Money Market

Type Min Balance To Earn APY Annual Percentage Yield (APY) Annual Dividend Rate (ADR)
Insured Money Market $1,000 - $9,999 0.20% 0.20%
Insured Money Market $10,000 - $24,999 0.20% 0.20%
Insured Money Market $25,000 - $49,999 0.20% 0.20%
Insured Money Market $50,000 - $99,999 0.25% 0.25%
Insured Money Market $100,000 - $999,999 0.30% 0.30%
Insured Money Market $1,000,000 + 0.50% 0.50%

What To Expect 

To open a CFE Insured Money Market Account, you will need to have established CFE membership with a CFE Share Savings Account in good standing. Members are then able to apply and open a CFE Insured Money Market Account in person at any CFE branch or by calling our Contact Center.


Learn more about using your earnings from your CFE Insured Money Market Account to fund a retirement account.

Planning for Retirement

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