Personal Line of Credit. Happy family on a camping trip.

A CFE Personal Line of Credit (PLOC) provides the flexibility of having money available to you when you need it most. Just complete a loan application once and borrow from your personal line as you see fit. Payments credited to the account are applied to the principal and then available for use.

Features and Benefits
  • Immediate access to funds through ATM/debit card
  • Minimum line of credit amount: $500
  • Maximum line of credit amount: $30,000
  • Unlimited withdrawals per month
  • Payment protection products are available at your request
  • Monthly payments are variable based on 2.5% of the balance

Personal Loans

Type* Maximum Term** APR As Low As
Personal Line of Credit Revolving 11.00%
Signature Loan 60 Months 9.00%
Share Loan 36 Months Share Rate + 3%
Share Loan 72 Months Share Rate + 4%
Share Loan 120 Months Share Rate + 5%
Certificate Loan Certificate Term Certificate Rate + 3%

What to expect

To obtain a Personal Line of Credit, you will need to have established CFE membership with a CFE Share Savings Account in good standing. Members are then able to apply for a Personal Line of Credit in person at any CFE branch, by calling our Contact Center, or


Learn more about buying a house with CFE Federal Credit Union.

Buying a House

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