Choice Checking.  Husband and wife paying bills.

CFE’s Choice Checking account offers you the choice to make purchases and perform transactions using Mobile Banking, Online Banking with Bill Pay, and more.

Features and Benefits
  • Complimentary debit cards with choice of designs
  • Access to thousands of ATMs worldwide with Visa® debit
  • Online Banking with easy-to-use Bill Pay including P2P (Person to Person) transfers
  • Monthly itemized statements with electronic or paper option
  • Access to a variety of check designs
  • Convenient direct deposit and payroll deduction
  • SaveTopia Discount Program is available
  • Minimum share balance fee is waived if:
    • Under 23 years old
    • Have an active loan or credit card with CFE
    • A $250 cumulative average daily balance in combined deposits 
    • Direct deposit to savings or checking account ($500 monthly aggregate requirement)
  • Loan discounts available1
    • If you are a member with an existing or active CFE Loan and Direct Deposit2
      • Loan Rate Discount: 0.10% for unsecured loans; 0.15% for auto loans
    • If you are a member with two existing or active CFE loans and Direct Deposit2
      • Loan Rate Discount: 0.20% for unsecured loans; 0.30% for auto loans

Calculate How Much You Can Save

What to Expect

To open a Choice Checking account, you will need to have established CFE membership with a CFE Share Savings account in good standing. Members are then able to apply to open a Choice Checking account in person at any CFE branch, by calling our Contact Center, or online.

Learn more about planning for your retirement with CFE.


1Credit cards and Real Estate loans qualify as a loan to go towards qualifying for loan discount. A loan discount cannot be applied to credit cards and Real Estate loans.

2The existing or active CFE loans and direct deposit must be on the same CFE account in order to qualify for the discount.

Know someone who can benefit from a Choice Checking account? Share this info with them.