Balance: Financial Fitness Program. Father and daughter adding money to a piggy bank.

Whether you're interested in developing a workable budget, getting out of debt, or planning for your financial future, CFE and BALANCE® can help you achieve your goals. As experts in personal financial matters, BALANCE offers our members free financial education on a wide array of topics and confidential financial counseling for those members looking for more guidance.

Balance Logo


To speak to a financial counselor:


(888) 456-2227

Mon.-Thurs. – 8am-11pm 
Friday – 8am-8pm 
Saturday – 11am-8pm

Please do not email any sensitive information including your account numbers or social security number.

Money Management

Examine your spending and savings plan while developing a plan of action to reach your financial goals.

Online-and-Mobile-Banking icon

Various self-guided modules designed to help you develop a thorough understanding of the core aspects of financial management.

Apply-Apply-for-a-personal-Loan-icon BLUE
Credit Report Review

A counselor will review your report with you, making sure you know your rights. BALANCE can even provide a low-cost credit report.

Informational Webinars

Join us online for free informational webinars. They are scheduled throughout the year, and you can reserve your seat in advance.

Financial Worksheets

BALANCE offers helpful worksheets intended to assist you in locating where your money goes and what can be done to achieve your financial goals.

Checklists & Charts

Access resourceful checklists and charts that can help you organize your finances. Just download, print, and fill them out.


Read over financial education publications covering a wide array of topics. With new content added every month.


Listen to informative audio podcasts designed to help you understand many of the essential elements of personal finance.


The MyBalance online budgeting tool can help you break the debt cycle and use your money for what's most important to you!

Want additional information?