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Fun Bucks

We encourage young members to develop a lifelong habit of saving for their future. We've made it fun and rewarding with our Fun Bucks Savings Incentive Program. By participating in the program, your child can earn up to $400 each year in Fun Bucks!1

Here's how it works:

  • Open a regular Share Savings youth account with a minimum deposit of $5. The regular Share Savings dividend rate will be earned on this account and you can withdraw and deposit funds as much as you want.
  • Establish a Fun Savings account, where deposits can be made for long-term savings. As a reward for leaving money in the Fun Savings account, youth members will earn 5% of their total quarterly deposit in Fun Bucks. Fun Bucks are earned when at least $10 is deposited per quarter (January - March, April - June, July - September, and October - December) for a maximum of 100 Fun Bucks per quarter.
  • Fun Bucks will automatically post to the Fun Bucks account on the last day of each quarter (March 31, June 30, September 30, and December 31).
  • Youth members who earn Fun Bucks will receive a quarterly activity insert, which can be completed and taken to any CFE branch for a chance to win 50 additional Fun Bucks.2

Fun Bucks really grow as the years go by. As long as no withdrawals are made from their Fun Savings Account during the time they are qualified for a particular youth group (i.e. Explorers: through age 11; Adventurers: through age 14; Innovators: through age 17), the amount earned in Fun Bucks deposits is theirs to keep!

1Fun Bucks are paid quarterly and the rate is 5% on deposits of $10 or more with an APY (Annual Percentage Yield) of 5.09%. Maximum Fun Bucks earnings per quarter may not exceed $100. Funds awarded and deposited into the Fun Bucks Account are contingent with certain restrictions that apply. If young members withdraw funds from their Fun Savings Account, they forfeit any Fun Bucks earned. There is no penalty for making withdrawals from the regular youth savings account or withdrawing funds from the Fun Bucks account during the full year youth members are 12, 15, or 18 years of age. 2If you are the winner of the 50 additional Fun Bucks prize you will be taxed upon withdrawal or transfer. Consult your tax professional for more information. CFE Federal Credit Union employees and their immediate family members are not eligible. Please refer to your Fun Bucks activity insert for submission deadlines. Winner will be notified.