Debit, Credit and More Card Products
  • Debit Cards
  • Credit Cards
  • Card Enhancements
  • Gift and Reloadable Cards

We carry the following debit cards:

MyCFE4Schools - Show your support for education!

We will donate $.05 to support public schools in the school district of your choice (Orange, Osceola, or Seminole) every time you sign for purchases with the MyCFE4Schools debit card.

Learn more

MyGreenCFE - Show your dedication to the environment!

Earn reward points on qualifying purchases with the MyGreenCFE debit card that can be redeemed for eco-friendly merchandise, or donated to one of our designated environmental charities.

Learn more

UCF FCU Debit Card - Show off your Knight pride!

We've designed a special card for members affiliated with UCF Federal Credit Union, a division of CFE Federal Credit Union.

Learn more

Standard Debit Card - Show off your personal style!

We've designed several standard debit card options so you can have your preferred choice of six popular designs.

View designs

All debit cards have the following benefits:

Savings to You

  • No annual fee
  • No activation charge
  • No charge for transactions made at any of our ATMs
  • No charge for Visa® domestic transactions
  • No transaction charge for point-of-sale transactions
  • Merchant Discounts — Just use your Visa card, and you can enjoy savings on a wide array of great brands.

Convenience

  • Worldwide acceptance of Visa®
  • 24-hour member service access
  • Manage your purchase history via MATT Web
  • Transactions are itemized monthly on your Share Draft account statement.
  • Ability to access cash from your account at thousands of ACCEL/Exchange®, Cirrus®, and Presto! Network ATMs, and from tellers/terminals at financial institutions around the world that display the Visa symbol.

Peace of Mind

  • Zero Liability fraud protection1
  • Free fraud monitoring
  • CardLock™
  • Verified by Visa — Protect your Visa card with a password assuring that only you can use your Visa card online with participating merchants.

International Travel Notice: To help guard you against fraud, our Debit Card(s) have an international security block. If you plan to travel outside of the United States, please call our Member Service Center at (407) 896-9411, or (800) 771-9411 outside Orlando, option 3, two weeks prior to your trip to have the block temporarily removed and to ensure you can use your Debit Card(s) without interruption. For added security, you may still receive a courtesy call from our fraud monitoring service asking you to verify your international purchases.

Visa® is accepted worldwide, and by signing for purchases you ensure Visa is processing the transaction. When using your Debit Card abroad, it's recommended to use the credit option rather than using your PIN at participating merchants. If you enter your PIN instead, the payment is routed differently and some international merchants may not be able to process your PIN transactions, resulting in a declined payment. However, your Debit Cards and ATM Cards will work in international ATMs by using your PIN.

1The Visa Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Notify us promptly of any unauthorized use.

We carry the following credit cards:

Platinum - Get the lowest rate!

Take advantage of the lowest rate available. If you typically carry a balance on your card, you could save money with our low rate while enjoying the many benefits of platinum.

Platinum Cash - Get cash back!

Receive a 1% cash rebate on all eligible purchases. Maximum rebate amounts up to $2,000 annually and will automatically be applied on your December statement.

Platinum Rewards - Get reward points!

Earn 1 point for every eligible dollar you spend. Redeem points for travel or merchandise. Reward yourself with electronics, gift cards, rental cars, airline tickets, or vacation packages.

MyGreenCFE Rewards - Get green rewards!

Our green credit card focuses on the environment. Earn 1 point for every eligible dollar you spend. Redeem points for eco-friendly rewards or donate them to a designated environmental charity.

All credit cards have the following benefits:

Savings to You

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • lower than average, 1% foreign
    transaction fee1
  • 25 day interest free grace period on purchases

Convenience

  • Worldwide acceptance of Visa®
  • 24-hour member service access
  • Manage your credit card via Online banking
  • View purchase history and make payments online
  • Monthly eStatements available

Peace of Mind

  • Zero Liability fraud protection2
  • Free fraud monitoring
  • CardLock™ service available
  • Travel & Emergency Assistance Services
  • Warranty Manager Service
  • Auto Rental Collision Damage Waiver

International Travel Notice: To help guard you against fraud, our Credit Card(s) have an international security block. If you plan to travel outside of the United States, please call our Member Service Center at (407) 896-9411, or (800) 771-9411 outside Orlando, option 3, two weeks prior to your trip to have the block temporarily removed and to ensure you can use your Credit Card(s) without interruption. For added security, you may still receive a courtesy call from our fraud monitoring service asking you to verify your international purchases.

1The average card issuer charges a 2-3% foreign transaction fee. (Source: Bankrate.com)

2The Visa Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Notify us promptly of any unauthorized use.

  • CardLock
  • Verified by Visa
  • Visa Merchant Offers
  • Visa Extras
  • CU Rewards

CardLock

You hold the key to fraud prevention. CardLock™ is a FREE service that empowers members to take a proactive role in preventing fraud on their card accounts. With CardLock, you have the control to lock and unlock access to your credit or debit card accounts. CardLock lets you lock or unlock your card in a matter of seconds- anywhere, anytime, 24 hours a day, 7 days a week.

Enroll via phone or by visiting the CardLock website. Feel free to browse the FAQs for more information.

Enrollment by Phone:

  1. Call (877) 285-6251 ((877) CULOCK1).
  2. You will be prompted to press #, then to press 1 to enroll.
  3. Enter the 16-digit card number to enroll (others can be added later).
  4. Create and enter a 4-digit security key code that will be used for future CardLock activity.
  5. Confirm/enter phone number to associate with the account.
  6. If needed, enter additional account numbers and/or phone numbers as prompted.

Enrollment by Web:

  1. Go to cucardlock.com.
  2. Create an account by entering a username (a valid email address) and creating a password.
  3. Enter the 16 digit card number to enroll (others can be added later).
  4. Create and enter a 4-digit key code that will be used for future CardLock activity.
  5. Enter the last 4 numbers of your SSN.
  6. Click "enroll."
  7. You will then be prompted to sign in with your username and password.
  8. Now you can lock your card, add more cards, and/or add phone numbers to your record.
How It Works:

CardLock enables cardholders to directly control whether to block or not block a transaction from proceeding. When a cardholder locks his/her account with CardLock, any attempt to authorize a transaction on that account will be declined and no charge will occur. In addition, the cardholder will get a call or alert from the fraud department that a transaction has been attempted on his/her locked account.

Note: Recurring transactions, such as a fitness club membership, will not be declined, even if the cardholder has locked the account.

You may lock and unlock your account via phone or CardLock's website.

Locking or Unlocking via Phone (for accounts already enrolled/registered)

  1. Call (877) 285-6251 ((877) CULOCK1).
  2. Select the option to lock or unlock an account.
  3. Enter the 4-digit security key code when prompted; listen to current account status.
  4. Select the option to change the lock status as desired.

Locking or Unlocking via Web (for accounts already enrolled/registered)

  1. Go to cucardlock.com.
  2. Enter username and a password.
  3. A list of locked/unlocked accounts displays.
  4. Select the account to lock or unlock; click the lock icon to the right of the number.
  5. Enter and confirm your 4-digit security key code.
  6. Click "lock."
  7. The list will then display the updated card status.

Verified by Visa®

Get an extra layer of security when you shop online. Verified by Visa protects your existing Visa card with a password you create, giving you assurance that only you can use your Visa card online. Simply activate your card and create your personal password. You'll get the added confidence that your Visa card is safe when you shop at participating online stores.

Visit Verified by Visa now to start using.

Visa® Merchant Offers

No matter the occasion, your Visa card provides you with easy ways to make everyday purchases more affordable. There's no better time to save. Don't pay more than you have to. Just use your Visa cards and enjoy savings on a wide variety of great brands. Visit Visa Merchant Offers to browse through the latest deals and discover how using Visa Merchant Discounts will help you get more out of your Visa card.

Start Browsing.

Visa® Extras


Important Message: Visa has decided to discontinue its Visa Extras reward program. On April 30, 2014, CFE debit cardholders will no longer be able to enroll into the program. Additionally, on November 30, 2014, the program will end and members will no longer be able to redeem earned points. If you have any questions about this important update, please call the Member Service Center.

Enroll your Visa debit card and begin earning points towards rewards. It's easy! Shop with your enrolled card and enjoy immediate savings. Earn points on qualifying purchases at millions of locations worldwide. You can enroll securely within minutes. Typically, you'll earn 1 point per dollar and your earning rate increases as you continue to use your enrolled Visa card on qualified purchases.

You can get rewards even faster when you earn up to 20 bonus points per $1 on certain qualifying purchases. Then you get to shop the Visa Extras Online Catalog to quickly and easily turn your points into great rewards.

Some qualifying purchases include:

  • Purchases you sign for (purchases using your PIN code do not earn points)
  • Internet purchases
  • Phone and mail order purchases
  • Bill payment (including online)
  • Contactless purchases (purchases made by holding your Visa card or other device up to a secure reader instead of swiping your card)
  • Small dollar purchases for which the merchant does not require you to sign

Visa Extras Automatic Redemption

Set up automatic redemption for popular gift card and cash value rewards. After set up, your reward order will be placed automatically when you reach the points required to redeem the selected reward. Click the link below or call a customer service representative to set up. See a list of available rewards for automatic redemption under the "Auto Redemption Rewards" link in the Visa Extras Catalog online.

CU Rewards

Enjoy the convenience of using your Platinum Rewards credit card, MyGreenCFE Platinum Rewards credit card or MyGreenCFE debit card to pay for everyday purchases and recurring bills, and you'll earn points towards rewards for qualifying purchases. Best of all, members may link multiple cards to earn points faster.

MyGreenCFE cardholders can donate points to one of the designated environmental charities. As a reminder, we do point-matching each year in April on all MyGreenCFE point donations. Visit mygreencfe.com for more information and to see the list of charities and donation chart.

Review or donate your points by doing the following:

  • Log in to your account, via MATT Web, as normal.
  • Go to Other Services.
  • Click on MyGreenCFE Rewards.

Gift Cards

American Express® Gift Cards1 are the right gift every time. Avoid long shopping lines and don't worry about buying the right size or color. You can be sure your loved ones get exactly what they want because with an American Express Gift Card, they do the shopping. You can pick one up at any branch location in the following denominations: $25, $50, $100, $200 and $500.

  • Accepted at over a million places: Use Gift Cards wherever American Express cards are accepted in the U.S., Puerto Rico, and the U.S. Virgin Islands.
  • Replaceable and refundable: If the Gift Card is ever lost or stolen, the remaining balance can be refunded or replaced.
  • No monthly fees: American Express has eliminated all monthly fees on their Gift Cards.

For questions about American Express Gift Cards call (877) 297-4438 to speak with a Customer Service Representative 24 hours a day, 7 days a week.

1Terms and conditions apply to Gift Cards. Funds do not expire. Card may be used at US merchants that accept American Express Cards except at cruise lines, ATMs, or for recurring billing. Except where required by law, the Card is not redeemable for cash. Additional limitations apply. See Cardholder Agreement. Issued American Express Prepaid Card Management Corporation.

Student Reloadable Card

Our Student Reloadable Card is available for anyone, not just students. It is safer than cash and thanks to Visa's Zero Liability policy2, you'll never be liable for fraudulent charges. Plus, it is accepted anywhere in the U.S. where Visa® debit cards are accepted. You can also block use of the card whenever you want. In short, you'll be in control every step of the way. The Student Reloadable Card also has the added benefit of withdrawing cash from any Visa/PLUS ATM.

  • Convenience: Reload your card 24 hours a day by phone or online, with your registered funding accounts; or simply stop by your local branch.
  • Peace of Mind: Unlike cash or checks, if the card is lost or stolen, it can be replaced quickly for the unspent amount.
  • Personalization: The card can include your recipient's name right on the card and a personalized message from you (available for online orders only).

Order your Student Reloadable Card today. They can be ordered online by logging into MATT Web or by stopping into any branch location. You can also call Member Services for more information at (407) 896-9411, or (800) 771-9411 outside Orlando, option 3.

2 The Visa Zero Liability policy does not apply ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Notify us promptly of any unauthorized use.