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Rates RSS
 
 
Savings Type Min Balance to Earn APY Annual Percentage Yield Dividend Rate
Share (Savings) $50 and Up 1.01% 1.00%
Holiday, Summer & Fun Share $50 and Up 1.01% 1.00%
IRA Savings Account No Minimum 1.77% 1.75%
IRA Certificates $1,000 and Up Same as Certificates Same as Certificates
Health Savings Accounts $50 and up 2.03% 2.00%
       
Insured Money Market $50 - $999 1.01% 1.00%
Insured Money Market $1,000 - $9,999 1.26% 1.25%
Insured Money Market $10,000 - $24,999 1.77% 1.75%
Insured Money Market $25,000 - $49,999 3.05% 3.00%
Insured Money Market $50,000 - $99,999 3.15% 3.10%
Insured Money Market $100,000 - $999,999 3.25% 3.20%
Insured Money Market $1,000,000 + 3.46% 3.40%
       
3-5 Month Certificate* $1,000 2.68% 2.65%
6-11 Month Certificate* $1,000 3.14% 3.10%
12-23 Month Certificate* $1,000 3.25% 3.20%
24-29 Month Certificate* $1,000 3.35% 3.30%
30-35 Month Certificate* $1,000 3.35% 3.30%
36-47 Month Certificate* $1,000 3.51% 3.45%
48-59 Month Certificate* $1,000 3.51% 3.45%
60-Month Certificate* $1,000 3.66% 3.60%
6 month Savings Builder Share Certificate** $5-$499 2.02% 2.00%
6 month Savings Builder Share Certificate** $500 and up 3.04% 3.00%
       

APYs are accurate as of May 9, 2008. Dividends are calculated on a simple interest, day of deposit to day of withdrawal basis. Fees or conditions could reduce earnings. All savings rates are subject to change without notice.

*Penalties may be imposed for early withdrawal.
**Savings Builder Share Certificate available with all Youth Savings Accounts and Community Share Accounts only.

 
Loan Type Interest Rate APR Points    
10 Year Fixed Rate * 5.500% 5.568% 0.000 Apply Now Get a Quote
15 Year Fixed Rate * 5.625% 5.673% 0.000 Apply Now Get a Quote
  5.375% 5.578% 1.000 Apply Now Get a Quote
20 Year Fixed Rate * 6.000% 6.039% 0.000 Apply Now Get a Quote
  5.750% 5.913% 1.000 Apply Now Get a Quote
30 Year Fixed Rate * 6.125% 6.154% 0.000 Apply Now Get a Quote
  5.875% 5.998% 1.000 Apply Now Get a Quote
         
Loan Type Interest Rate APR Points  
3 Year Adjustable Rate * 6.625% 5.233% 0.000 Apply Now Get a Quote
  5.500% 5.046% 1.000 Apply Now Get a Quote
5 Year Adjustable Rate * 6.625% 5.498% 0.000 Apply Now Get a Quote
  6.000% 5.345% 1.000 Apply Now Get a Quote
7 Year Adjustable Rate * 6.750% 5.796% 0.000 Apply Now Get a Quote
  6.000% 5.497% 1.000 Apply Now Get a Quote
10 Year Adjustable Rate * 6.625% 6.014% 0.000 Apply Now Get a Quote
  6.250% 5.855% 1.000 Apply Now Get a Quote
         
*CFE underwrites mortgages to secondary market standards. Secondary market guidelines may require adjustments to interest rate, points paid or amount of down payment. Your rate, points and closing costs may vary based upon loan features, geography and/or other terms and conditions. Additional adjustments may be applicable based upon credit history, property value, mortgage product, property type or other factors. The interest rate and fees shown here are available to borrowers with an excellent credit history. Rates, points and closing costs are subject to change without notice.
         
Home Loan Payment Relief (HLPR) Loans
HLPR 30-Year Fixed Rate Purchase 5.625% 5.653% 0.000 Apply Now Get a Quote
           
HLPR 3/1 ARM 4.750% 4.777% N/A Apply Now Get a Quote
           
The loan is amortized over a 30 year term.  The interest rate can change and the payment may increase or decrease accordingly.
         
         
Undeveloped Land (Lot Loan) 8.250% 8.396% N/A  
         
   
Home Equity Line of Credit (HELOC) Rates as low as WSJ Prime Rate (currently 5.00%)
   
Second Mortgages Based on Loan-to-value & term
   
Loan Type Maximum Term Rates as low as APR as low as
Second Mortgage 60 Months 4.500% 4.577%
Second Mortgage 120 Months 5.000% 5.045%
Second Mortgage 180 Months 5.500% 5.535%
       
Rates are current as of May 13, 2008. You must pay certain fees to third parties to open the plan. These fees generally total between $100.00 and $2,500.00. The maximum APR that can apply is 18% or the maximum permitted by law, whichever is less. This plan has a variable rate feature and the Annual Percentage Rate (corresponding to the periodic rate) and the minimum payment may change as a result.

 
Loan Type Maximum Term APR as low as  
New Auto 72 Months 5.40% Apply Now
Used Auto 72 Months 5.90% Apply Now
New Motorcycle 72 Months 7.00% Apply Now
Used Motorcycle 72 Months 7.50% Apply Now
New RV 72 Months 6.75% Apply Now
Used RV 72 Months 7.00% Apply Now
     
Loan Type Maximum Term APR as low as
New Boat 120 Months 6.90% Apply Now
Used Boat 120 Months 7.00% Apply Now
Personal Line of Credit Revolving 9.50% Apply Now
Signature Loan 60 Months 11.00% Apply Now
Share Loan 36 Months Share Rate + 3% Apply Now
Share Loan 72 Months Share Rate + 4% Apply Now
Share Loan 120 Months Share Rate + 5% Apply Now
Certificate Loan Certificate Term Certificate Rate + 3% Apply Now
     
Rates are current as of May 9, 2008. All loan rates are subject to change without notice. All loan rates are based on an Annual Percentage Rate (APR). Monthly CFE loans are calculated using the Simple Interest Method. Interest is paid on the monthly unpaid balance. All loans are subject to qualification of the borrower. Monthly payment amount based upon maximum term. A loan processing fee will be charged on all loans except real estate, share, certificate and line of credit loans. The fee is 2% of the loan amount issued with a minimum fee of $10 and a maximum fee of $35. This loan processing fee will affect the APR shown.
 
Credit Card Type Maximum Loan Term APR as low as
Platinum $25,000 (1) Revolving 9.40% Apply Now
Platinum Rewards $25,000 (1) Revolving 10.40% Apply Now
Platinum Cash $25,000 (1) Revolving 10.40% Apply Now
       
Rates are current as of May 9, 2008. All credit card rates are subject to change without notice. All loans are subject to qualification of the borrower.
(1)Total aggregate unsecured debt with CFE cannot exceed $25,000.

To view the Credit Card Disclosure please click here. (pdf)
 
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